Finance Calculators

Gross to Net Income Calculator

Estimate your net (take-home) income after applying a tax rate and other deductions to your gross pay.

Gross income (per period)

Combined tax rate

Other deductions

Net (take-home) income —

Total deductions —

About the Gross to Net Income Calculator

Gross income is your total pay before anything is withheld. Net income (take-home pay) is what's left after taxes, insurance premiums, retirement contributions and other deductions are subtracted.

Formula: Net Income = Gross Income − (Gross Income × Tax Rate) − Other Deductions

This is a simplified estimate using a single combined tax rate — actual withholding depends on your filing status, jurisdiction and specific benefit elections.