Finance Calculators
Free financial calculators for mortgages, loans, interest, taxes, retirement and budgeting — make smarter money decisions.
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Business Planning
Break-Even CalculatorFind how many units you must sell to cover your costs.Customer Acquisition Cost (CAC) CalculatorFind the average cost to acquire a new customer.CPC and CPM CalculatorFind cost per click and cost per thousand impressions.Payback Period CalculatorFind how long it takes an investment to pay for itself.Business Loan CalculatorCalculate the monthly payment on a business loan.Business Valuation CalculatorEstimate a business's value using an earnings multiple.Burn Rate CalculatorFind your monthly cash burn rate and runway.Churn Rate CalculatorFind your customer churn and retention rate.FTE (Full-Time Equivalent) CalculatorConvert total hours worked into full-time equivalent staff.Labor Cost per Unit CalculatorFind how much labor costs to produce one unit.Cost per Acquisition (CPA) CalculatorFind the average cost to acquire one conversion.CTR (Click-Through Rate) CalculatorFind the percentage of impressions that turned into clicks.Cost of Doing Business CalculatorAdd up total operating costs as a share of revenue.Consulting Rate CalculatorFind the hourly rate you need to charge as a consultant.Break-Even in Units vs. Dollars CalculatorFind break-even revenue from your contribution margin ratio.Startup Runway CalculatorFind how many months of cash your startup has left.Google AdSense Revenue EstimatorEstimate monthly ad revenue from pageviews and RPM.Cost of Doing Business Index CalculatorAdjust a business budget for a different location cost index.Cost of Goods Sold (COGS) CalculatorFind the direct cost of the goods a business sold.
Debt Investment
Bond Price CalculatorFind the fair price of a bond given its yield.Bond Yield Calculator (Current Yield)Find a bond's current yield from its price and coupon.Debt-to-Equity Ratio CalculatorFind a company's debt-to-equity ratio.Bond YTM CalculatorEstimate a bond's yield to maturity.Interest Coverage Ratio CalculatorFind how easily a company can pay interest on its debt.Altman Z-Score CalculatorEstimate a company's bankruptcy risk score.Current Ratio CalculatorMeasure a company's ability to pay short-term obligations.
Debt Management
Loan CalculatorCalculate the monthly payment on any fixed-rate loan.Credit Card Payoff CalculatorFind how long it takes to pay off a credit card balance.Debt-to-Income (DTI) Ratio CalculatorFind your debt-to-income ratio.Loan Amortization Schedule CalculatorFind a loan's remaining balance at any payment number.Auto Loan CalculatorCalculate your monthly car loan payment including tax.Student Loan Payment CalculatorCalculate your monthly student loan payment.HELOC CalculatorFind how much home equity you can borrow against.Balloon Payment CalculatorFind the lump-sum balloon payment due on a loan.Payday Loan Cost CalculatorFind the true effective APR of a short-term payday loan.Boat Loan CalculatorCalculate your monthly payment on a boat loan.RV Loan CalculatorCalculate your monthly payment on an RV loan.Interest-Only Loan CalculatorCalculate payments on a loan where only interest is paid.Loan Comparison CalculatorCompare monthly payment and total cost of two loan offers.Refinance Break-even CalculatorFind how many months it takes for refinancing to pay off.Credit Card Minimum Payment CalculatorFind your required minimum payment on a credit card balance.Biweekly Loan Payment CalculatorSee how biweekly payments shorten a loan and cut interest.
Derivatives
Black-Scholes Option Pricing CalculatorPrice a European call and put option.Call/Put Option Payoff CalculatorFind the profit or loss on an option at expiration.Put-Call Parity CalculatorFind a put's theoretical price from its matching call.Futures Contract P&L CalculatorFind profit or loss on a futures position.
Equity Investment
Dividend Yield CalculatorFind the annual dividend yield of a stock.P/E Ratio CalculatorFind the price-to-earnings ratio of a stock.EPS (Earnings Per Share) CalculatorFind a company's earnings per share.P/B Ratio CalculatorFind a stock's price-to-book ratio.Market Capitalization CalculatorFind a company's total market value.ROE (Return on Equity) CalculatorFind a company's return on shareholder equity.ROA (Return on Assets) CalculatorFind a company's return on total assets.WACC CalculatorFind a company's weighted average cost of capital.CAPM Calculator (Expected Return)Find a stock's expected return using CAPM.Cost of Equity Calculator (Dividend Growth Model)Find a company's cost of equity using the dividend growth model.DuPont Analysis CalculatorBreak ROE down into margin, turnover and leverage.Beta-Adjusted Return CalculatorEstimate a stock's expected move from a market move and its beta.Stock Calculator (Gain/Loss)Find the dollar and percentage gain or loss on a stock.ROIC CalculatorFind a company's return on invested capital.Enterprise Value CalculatorFind a company's total value including debt and cash.Price-to-Sales (P/S) Ratio CalculatorFind a stock's price relative to its sales per share.
General Investment
Compound Interest CalculatorSee how your money grows with compound interest over time.Simple Interest CalculatorCalculate interest earned without compounding.CAGR CalculatorFind the compound annual growth rate of an investment.Future Value CalculatorProject the future value of savings with regular contributions.Present Value CalculatorFind what a future sum of money is worth today.Rule of 72 CalculatorQuickly estimate how long it takes an investment to double.APY CalculatorConvert a nominal interest rate into effective annual yield.CD (Certificate of Deposit) CalculatorFind the maturity value of a certificate of deposit.NPV (Net Present Value) CalculatorFind the net present value of an investment.IRR (Internal Rate of Return) CalculatorFind the internal rate of return on an investment.ROI CalculatorFind the return on investment as a percentage.Perpetuity CalculatorFind the present value of an infinite stream of payments.Savings Interest Rate CalculatorFind how much interest a savings account will earn.Real Rate of Return CalculatorFind your inflation-adjusted investment return.Money Market Account CalculatorProject the growth of a money market account.Mutual Fund Growth CalculatorProject mutual fund growth after expense ratio fees.Interest Rate Calculator (Solve for Rate)Find the annual rate needed to grow an investment.Continuous Compound Interest CalculatorFind future value with continuously compounding interest.Investment CalculatorProject the future value of an investment with annual deposits.Sharpe Ratio CalculatorMeasure the risk-adjusted return of an investment or portfolio.
Macroeconomics
GDP Calculator (Expenditure Approach)Calculate GDP from consumption, investment, spending and trade.CPI Inflation CalculatorCalculate the inflation rate between two CPI index values.GDP Growth Rate CalculatorCalculate the percentage growth rate between two GDP figures.Gini Coefficient EstimatorEstimate income inequality from a list of incomes.Buying Power CalculatorSee how inflation erodes an amount of money's future buying power.Unemployment Rate CalculatorCalculate the unemployment rate from labor force data.
Microeconomics
Profit Margin CalculatorFind a business's gross profit and profit margin.EBITDA CalculatorFind a company's EBITDA from its income statement.Straight-Line Depreciation CalculatorFind an asset's annual depreciation expense.Marginal Revenue CalculatorFind the extra revenue earned from one more unit sold.Net Profit Margin CalculatorFind a business's net income as a percentage of revenue.Operating Margin CalculatorFind a business's operating income as a percentage of revenue.Profit CalculatorFind total profit and profit margin from revenue and costs.Gross Margin CalculatorFind a business's gross profit and gross margin percentage.EBIT CalculatorFind a company's operating earnings before interest and taxes.
Mortgage and Real Estate
Mortgage CalculatorCalculate your monthly mortgage payment.Mortgage Amortization CalculatorSee how extra payments shorten your mortgage payoff.Down Payment CalculatorFind the down payment amount and resulting loan size.Loan-to-Value (LTV) CalculatorFind the loan-to-value ratio on a property.Rent vs. Buy CalculatorCompare the cost of renting versus buying a home.Home Affordability CalculatorFind how much home you can afford based on your income.PMI CalculatorEstimate your monthly private mortgage insurance cost.Rental Property ROI CalculatorFind the cash-on-cash return of a rental property.Real Estate Commission CalculatorFind the commission owed on a home sale.Cap Rate CalculatorFind a property's capitalization rate.Mortgage Points CalculatorFind if buying mortgage points is worth it.FHA Loan CalculatorCalculate an FHA loan payment including MIP.VA Loan CalculatorCalculate a VA loan payment including funding fee.Mortgage Rate Comparison CalculatorCompare monthly payments at two different mortgage rates.ARM Mortgage CalculatorEstimate payments for an adjustable-rate mortgage.Occupancy Rate CalculatorFind the occupancy rate of a rental property.Mortgage Refinance Break-Even CalculatorFind how long it takes for a refinance to pay for itself.Gross Rent Multiplier CalculatorQuickly compare rental property prices to their rent income.
Personal Finance
Budget Calculator (50/30/20 Rule)Split your income into needs, wants and savings.Net Worth CalculatorCalculate your total net worth from assets and liabilities.Savings Goal CalculatorFind how long it takes to reach a savings goal.Emergency Fund CalculatorFind how much you should keep in an emergency fund.Car Affordability CalculatorFind how much car you can afford based on your income.Car Depreciation CalculatorEstimate a car's value after years of depreciation.Car Lease CalculatorEstimate your monthly car lease payment.Millionaire CalculatorFind how long it takes to save your first $1 million.529 College Savings CalculatorProject the growth of a 529 college savings plan.Zakat CalculatorCalculate your annual Zakat obligation on qualifying wealth.Wedding Budget CalculatorEstimate your total wedding cost from guest count and fixed costs.Lottery Annuity CalculatorEstimate annuity payments from a lottery jackpot over time.Powerball Payout EstimatorCompare lump-sum cash value versus annuity for a Powerball win.Mega Millions Payout EstimatorCompare lump-sum cash value versus annuity for a Mega Millions win.US Income Percentile CalculatorSee where your income ranks among individual US earners.Sabbatical Savings CalculatorFind how much you need to save for a career break.Simple Savings CalculatorAdd up savings from a starting balance and regular deposits.Savings Plan CalculatorFind how many months it takes to reach a savings goal.Subscription Waste CalculatorFind the annual cost of underused monthly subscriptions.
Retirement
401(k) Retirement CalculatorProject your 401(k) balance at retirement.Retirement Savings CalculatorProject your retirement savings balance over time.Annuity CalculatorFind the future value of a series of fixed payments.Roth IRA CalculatorProject the tax-free growth of a Roth IRA.Present Value of Annuity CalculatorFind the present value of a series of future fixed payments.Early Retirement (FIRE Number) CalculatorFind the portfolio size needed to retire early on withdrawals.Savings Withdrawal Rate CalculatorFind the withdrawal rate for a desired retirement income.Immediate Annuity CalculatorFind the periodic income a lump sum can generate.Coast FIRE CalculatorSee if your current savings alone will grow to your FIRE number.Retirement Income Replacement CalculatorFind what percentage of your income retirement will replace.Future Value of Annuity CalculatorFind the future value of a series of fixed payments.Traditional IRA CalculatorProject pre-tax IRA growth and the tax impact of withdrawals.
Sales
Discount CalculatorFind the sale price after a percentage discount.Margin and Markup CalculatorConvert between profit margin and markup percentage.Sales Commission CalculatorFind how much commission you earned on a sale.Percent Off CalculatorFind the original price from a sale price and percent off.Black Friday Savings CalculatorFind total savings from a stacked storewide and coupon discount.Cyber Monday Savings CalculatorFind your final price with a percent discount, coupon and tax.Buy One Get One (BOGO) Discount CalculatorFind the total price and effective discount on a BOGO deal.
Tax and Salary
Sales Tax CalculatorFind the sales tax and total price on a purchase.Salary Calculator (Hourly to Annual)Convert an hourly wage into annual, monthly and weekly pay.Overtime Pay CalculatorCalculate total pay including overtime hours.Gross to Net Income CalculatorEstimate take-home pay after taxes and deductions.Tax Bracket CalculatorEstimate federal tax owed using progressive tax brackets.Paycheck CalculatorEstimate your net pay per paycheck from an annual salary.VAT CalculatorAdd or find VAT on a price.FICA Tax CalculatorFind Social Security and Medicare tax withheld from pay.Gratuity CalculatorEstimate end-of-service gratuity owed to an employee.Pay Raise CalculatorFind your new salary after a percentage raise.Mileage Reimbursement CalculatorFind your reimbursement for business miles driven.State Tax EstimatorEstimate state income tax using a flat sample rate.California Tax Bracket EstimatorEstimate California state income tax owed.New York Tax Bracket EstimatorEstimate New York state income tax owed.Child Tax Credit EstimatorEstimate your child tax credit after income phase-out.MAGI Calculator (Modified Adjusted Gross Income)Find your Modified Adjusted Gross Income.AGI Calculator (Adjusted Gross Income)Find your Adjusted Gross Income.
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