Finance Calculators

MAGI Calculator (Modified Adjusted Gross Income)

Calculate your Modified Adjusted Gross Income (MAGI) by adding common addback items back to your AGI.

Adjusted gross income (AGI)

Tax-exempt interest

Foreign earned income exclusion

Nontaxable Social Security benefits

Modified AGI (MAGI) —

About the MAGI Calculator (Modified Adjusted Gross Income)

Modified Adjusted Gross Income (MAGI) starts with your AGI and adds back certain deductions and exclusions. It's used to determine eligibility for things like Roth IRA contributions, premium tax credits, and various deduction phase-outs.

Formula: MAGI = AGI + Tax-Exempt Interest + Foreign Earned Income Exclusion + Nontaxable Social Security Benefits

The exact addbacks that apply depend on which tax benefit you're calculating MAGI for — this calculator covers the most common addbacks, but always check the specific IRS worksheet for the credit or deduction in question.