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Finance Calculators

Money Market Account Calculator

Calculate the future balance of a money market account given an initial deposit, monthly deposits and an annual yield.

%
Ending balance
Interest earned
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About the Money Market Account Calculator

Money market accounts pay interest like a savings account but often allow limited check-writing or debit access, and typically compound monthly. This calculator projects how a balance grows with an initial deposit plus ongoing monthly contributions.

Formula: FV = P(1 + r)n + PMT × [((1 + r)n − 1) ÷ r], where r is the monthly rate and n is the number of months.

Money market accounts generally offer higher yields than standard checking accounts, in exchange for higher minimum balance requirements, making them a common home for emergency funds and short-term savings goals.

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