Ad Space
Finance Calculators

Down Payment Calculator

Calculate the dollar amount of a down payment from a target percentage of the home price, and the resulting loan amount.

%
Down payment amount
Resulting loan amount
Ad Space — 300×250

About the Down Payment Calculator

A down payment is the upfront cash you pay toward a home's purchase price, with the remainder financed through a mortgage loan. A larger down payment usually means a smaller loan, lower monthly payments and can help you avoid private mortgage insurance (PMI).

Formula: Down Payment = Home Price × (Down Payment % ÷ 100) · Loan Amount = Home Price − Down Payment

Conventional loans often require 20% down to avoid PMI, though many loan programs allow much lower down payments.

Ad Space