Calculate the future value of an investment given a starting amount, regular annual contributions and an annual rate of return.
Future value—USD
Total contributed—USD
Total growth—USD
Ad Space — 300×250
About the Investment Calculator
This general-purpose investment calculator projects how a lump sum plus a steady stream of annual contributions grows over time, combining lump-sum compounding with the future value of an annuity.
Formula: FV = PV(1 + r)n + PMT × [((1 + r)n − 1) ÷ r], where r is the annual rate and n is the number of years.
Because contributions are modeled annually rather than monthly, this is well suited to goals funded with lump-sum deposits — like an annual bonus or tax refund — rather than paycheck-driven monthly investing.