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Finance Calculators
Simple Savings Calculator
Calculate your total savings balance from a starting amount plus regular monthly deposits, with no interest applied.
Total saved
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Total from deposits
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About the Simple Savings Calculator
This is the most basic way to project a savings balance: simply adding up a starting amount and a stream of regular deposits, with no interest or investment growth assumed along the way.
Formula: Total Saved = Starting Balance + (Monthly Deposit × Number of Months)
Use this when saving in a low- or no-interest account (like cash under a mattress or a non-interest checking account) — for accounts that earn interest, the future value or compound interest calculators will give a more accurate projection.
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